Tuesday, September 21, 2010

How to build your credit before buying a house for the first time?

I don't have large amount for money for down payment (only $50k).

- What should I do to build a good credit to buy a house for the first time?

- I do have car loan already and the payment never late.

- I joined a credit union (OCTFCU) since 2 years ago.

- Do I need a retirement plan?

What is maximum house price that I can get?

What should I do, in term of my credit, if I want to buy at least $600k house?

Much appriciate it.