Recently, I got in to a dispute with an ex-landlord, who wanted to charge me a ludicrous fee after I moved out. I am refusing to pay and he is threatening to report me to creditors, who will hurt my credit.
I want to know how much it will hurt my credit if a negative goes on the report. I am a 20 year old college student who doesnt currently work but I have a job beginning in September 2007. I have student loans and 3 credit cards, all in good standing and I've never had a late payment. I checked my credit score about 2 years ago and it was about 715. I'm assuming it's still in that area. Can someone estimate how much I will be hurt by this negative on my credit?
Thanks so much.